
Banking With Heart
Your journey to financial empowerment begins right here, where possibilities meet personal relationships. Discover how the Independent Banks of South Carolina are wholeheartedly dedicated to serving the community, supporting local success, and fostering sustainable growth.
Strengthening Communities Through Banking
We believe in the power of local banking. Our community-focused approach makes a difference in the lives of individuals & businesses throughout South Carolina. Check out this video from a few years ago featuring then, Chairman, Vera Herbert (Carolina Bank).

What Our Bankers Say....
The community banks that are proud members of the IBSC are committed to empowering local communities through personalized, relationship-focused banking.
"Many start-up business owners struggle with cash flow, and community banks help them with affordable banking solutions and custom loan structures."
C. Nakia Davis, The Commercial Bank
"Flexibility and personal decision-making are something that large banks simply don’t offer. The unique needs of our communities are a primary focus at our banks!"
Jim Bennett, Spratt Savings Bank
"While many independent banks in SC may not be well-known, it is the consensus that our community banks are known well! A personal touch goes a long way!"
Scott Williamson, Bank of Greeleyville
